Bike Insurance

[Bryce]

With bikes becoming a hot item for thefts, insurance is starting to look pretty attractive. Does anyone have a good insurance policy on their bike alone?

There seem to be lots of home policies that cover bikes but they often have limits ($1000) or they charge extra for the bikes. Many of us don't need the full home insurance since the only valuable things we own are our bikes. Any suggestions?

[corey@nsmb.com]

I am insured through Dominion of Canada. I think I pay $6 for every hundred I am insured for.

[Biking Fiend]

my cycle is insured but i think i gotta up it if i get a team shore frame.

[mike]

there are many many threads on this topic use the search function and you should find lots of info!

[dirty-bike]

I switched to canadian direct insurance awhile back for home insurance. If you are a BCIT alumni, there is no limit on the value for your bikes. It is included in the regular rate. I really questioned the guy on the phone about it. He said the $500 or $1000 limit is waived for us BCIT peeps...good deal :D

Phone them and ask yourselves if you don't believe me

[mr_fungle]

This is one I was recommended by LeeLau:

Johnston Meier Insurance - 736-4574 - Evelyn or Janet

$3 per hundred - good deal! I am going there next week.

[Lady Gravity]

I have Allstate Insurance - it covers your basic bike up to $500 (per bike ie I have 3 bmx bikes) and then for anything over that it's $2 per $100 of value. I was also told that once I put the rider on (for my bikes) I no longer have a deductible.

It also covers theft "away from home".

[synchro]

I use Westland Insurance. They charge NOTHING extra for your bike. $500 value or $5000 value - you pay the same price.

[Bryce]

Westland had a sweet policy but, according to others who insure with them, they have changed it. When you renew it might be different.

thanks to all for the good info

[Lady Gravity]

Originally posted by Bryce
Westland had a sweet policy but, according to others who insure with them, they have changed it. When you renew it might be different.

that's what happened to me with Allstate - used to be 100% coverage, no rider, but when i renewed they changed it.